About Us
Our Location and Reach
Welcome to Ridgemont Capital, where we bring the benefits of a family office to everyone, not just the ultra-wealthy. Founded with the mission to bring top-tier retirement financial management, we are dedicated to helping regular people achieve extraordinary financial success.
Based in the heart of Pasadena, just minutes from the iconic Rose Bowl, our team is proud to serve clients nationwide. Plus, we now have the added power of Affinity Advisory Network with its corporate offices in Canton, Ohio – the home of the Pro Football Hall of Fame. Whether you’re nearby or across the country, we connect you with the professionals you need to comprehensively address your financial needs.
Join us at Ridgemont Capital and experience the peace of mind that comes with having a dedicated, communicative team building a complete retirement plan to secure and control your financial future. Let’s get started today.
Your Retirement Point Person
Deric Ned was born and raised in New York City, where early internships at two prominent Wall Street firms gave him a firsthand look at the financial industry. He quickly recognized that the high-pressure, commission-driven environment didn’t align with his values or his vision for how clients should be treated.
After relocating to California, Deric built a career in the precious metals industry, rising to become one of the top executives in the field nationally. When that company ultimately failed due to unethical practices by its leadership, it reinforced a conviction he had carried since those early days on Wall Street: integrity must be the foundation of any financial practice.
In 2021, Deric founded his own practice in Pasadena, California, specializing in retirement planning. That practice has since grown into Ridgemont Capital, a boutique firm built around structure, documentation, and personal accountability.
Having reviewed thousands of portfolios throughout his career, Deric has developed a clear understanding of what works in retirement planning and, equally important, what doesn’t. That perspective allows Ridgemont Capital to keep each client’s plan dynamic and adaptable, built to evolve as life changes.
What drives Deric most is not just connecting clients with the right professionals, but coordinating those professionals at the right time. Effective planning, like building a house, requires precise timing and collaboration. By managing those moving parts, Ridgemont Capital helps clients build a retirement plan that is structured, resilient, and personal.
To schedule a time to discuss your future, contact our office manager at
* Insurance and annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. By contacting us you may be provided with information regarding the purchase of insurance products.
Ridgemont Capital mission is to serve our clients in all areas of their financial needs including asset protection, tax planning and investments. We call this “Complete Benefits of Ownership” or C.B.O. Our primary focus is helping clients to protect assets, qualify for state & federal benefits and preserve investment funds with guaranteed* growth and income.
Your Family Office
A family office is a private wealth management advisory firm that serves ultra-high-net-worth individuals. They provide a complete, personalized financial solution, covering everything from investment management to tax planning, estate planning, and more. Essentially, a family office acts as a one-stop shop for managing significant wealth, offering the expertise of a dedicated team of professionals.
At Ridgemont Capital, we believe everyone deserves the same level of comprehensive financial guidance. Our clients gain access to a network of experts—financial advisors, CPAs, estate planning attorneys, and more—ensuring that every aspect of your retirement plan is built and managed with the utmost care and coordination.
Our Philosophy
Many people don’t realize that when they hire a financial advisor, CPA, or estate planning attorney, these professionals become part of their financial team, akin to contractors on a job site. If those contractors are building a house, it is imperative they communicate effectively. Imagine building a house where the carpet was installed before the painters started or electricians showed up after the drywall was finished. Unfortunately, that happens when well-meaning people attempt to plan their own retirement. After all, how many times have you made a retirement plan? You’ve never done this before, but we do it every day, and you benefit from all that knowledge.
At Ridgemont Capital, we ensure seamless communication among all your financial professionals. Our integrated approach guarantees that your financial strategy is cohesive, efficient, and works the way you want it to when you want it to.